It’s a great time to join AAA The Auto Club Group! JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD Job Type: Full time Exempt/Non Exempt: Salary Job Description: *This is a remote position for an Underwriter that resides in Michigan. Will require in office training 2-3 days a week for the first few weeks. Sr. Commercial Lines Underwriter – The Auto Club Group What you will do: Review, accept, decline or modify offerings submitted by producers for multiple/various commercial line coverage. Evaluate risks according to location, physical and moral hazards, inspection reports, underwriting precedent and experience, ensuring compliance with underwriting rules, guidelines and company philosophy throughout the process. Review information received regarding risks including inspection reports and credit reports and verify application data through the use of investigative letters, commercial inspections and/or personal observation. Review inspection reports and claims for rating on acceptability status and recommend risk improvement as appropriate. Initiate potential policy coverage or rating revision as a result of analysis and recommends and approves continuation, cancellation, non-renewal or rejection of applications or policies in accordance with established underwriting procedures, laws and judgment. Exercise discretionary judgment when evaluating new or renewal high-value commercial underwriting application policies and evaluate the merits of each line of insurance based on current laws or level of underwriting expertise to accept or reject the risk presented. Correspond with outside insurance companies, business organizations, governmental agencies, or other contacts to develop procedures or to properly evaluate risks. Communicate and develop relationships with agents and producers and other insurance personnel to obtain further information, rate quotes or explain company underwriting policies. Manage portfolio to control the overall mix of accounts, profitability and take prompt action when necessary. Train and educate agency staff on company products, services, processes and underwriting philosophy. Train, coach and serve as a technical resource to other underwriters. Provide mentorship that encourage individuals and the team to improve and accelerate performance. Perform other duties as assigned. Supervisory Responsibilities: None How you will benefit:
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